We all have stories that we tell ourselves about money. Sometimes, they’re so deep-rooted that we don’t realise just how much they’re holding us back. When it comes to challenging those stories, we find it pays to be specific. In this article, we explain how to go about setting financial goals and how to make them a reality.

We’ve all done it. Many of us do it every year. We set a bunch of goals for the coming year, then gradually fail to stick to all of them. Often, before the end of January. Habits are hard to change, and that’s often the reason we don’t stick to our goals. Fortunately, at Whitebox, we have a few techniques to help stop your New Year goals falling by the wayside.

The saying goes, “if you fail to plan, you plan to fail”. We’ve certainly found that to be true in the past. That’s why we’ve developed a goal-setting process to make sure we leave nothing to chance. It’s a simple, powerful exercise that helps us plan, understand and measure goals.